You can only get 2 out of the 3
1. No min spend
2. Track your spending either quarterly/ via spending category
3. High interest
2. Track your spending either quarterly/ via spending category
3. High interest
example
One card, maybank visa, manhattan - quarterly any type spend, high/ tier interest but min spend
dividend card, hsbc, ocbc 365, posb everyday, uob Yolo - category spending, high interest but min spend
hsbc advance, amex cashback, sc cashback, uob unionpay - low interest, no min spend, all type spending
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