Should we fly fsc economy or lcc biz class?

Surprisingly the cost of both flight is about the same. I would prefer to try biz class lcc due to the bigger leg room. Sydney by biz scoot can go around SGD 800 all in return with food and baggage.

Flying economy from sin by LCC to Australia is normally more expensive than taking aax. But flying biz using LCC from sin is cheaper than aax even if comparing sin- Syd vs kul - Syd under biz class basis

Generally lcc is only suitable up to 5 hr flight. LCC biz is good for above 5 hr flight. Just realized beside scoot, malindo and jetstar also provide biz class.

2 A 1I
Infant flat fee at SGD 150 return
Syd 1560 vs 888
Perth 1298 vs 698
Mel 1529 vs 857

Bbo slept in manduca while i m carrying her

We cinema eng wah finally opens in clementi today. We decided to pay a visit with bbo along. The cinema has 10 halls. Bbo fell asleep snoring for the first time in manduca while I am carrying her. I can finally watch midnite show nearby next time. Before she slept she pooed, I felt the gush of poo on my stomach. She must have felt very comfortable and relax.

Baby going to nanny

Bb Sabrina start going to nanny 5mo in Mar '15. Generally her stay at nanny is quite fun because there are other 2 girls age 4 and 9 around. However feeding and bathing have been both challenging.

Feeding
First 2 days she cried during every single feed. Couldn't finish the bottle but need mummy to help bb complete the feed. On 3rd day bb cried less while feeding and able to finish (almost) a 3oz bottle, which is kinda too little for a 5mo bb. Milk volume slowly increased to 3.5oz per feeding. Our target is to further increase to 4oz and then maintain for a period of time. After 2 weeks she happily accept bottle from anyone, including baba.

Poo poo
From 3mo onwards, she used to poo consistently once or twice a day. Huge volume and clear for the whole day. No poo at night. But after gg nanny in 5mo, her poo patent changed. She poo frequently but in small amount. Every time she cried, poo followed. She even poo during night feed.

Bathing
Nanny using a small tub for bb to soak her body in. Quite challenging as bb doesn't really sit. But it is good to start training her to sit. Bb start crying the moment bb was put down on to nanny's bed.

Sleeping
During day time bb sleeps in the living room where nanny can watch her and does her kitchen chores at the same time. Evening nap is in nanny's room together with xuan2. Bb need help to sleep usually rocking, cuddling, lullaby and pacifier etc.

Playing
Bb doesn't really play but watch xuan2 and zhining play. The girls are playing little pony toy figures, castle, picture cards etc. They also role playing animals such as frogs and puppies. They don't switch on tv in the day which is a good thing.

I thought I'll be happy when bb goes to nanny. I'll have my own time to relax, rest and do whatever I want. But when the day finally came, it's a mixed feeling. After sending her, I return to a empty home. A place with all the bb stuff around but no bb. A place that is so quiet that i can hear my heartbeat. The moment I stepped into the house, I miss her already. Separation anxiety is so true, for both bb n mummy.

One spending multiple rewards

U can call it rebate or loyalty what so ever

If i spend on eating i can get

1. 50% off discount because of amex

2. Reward points at tung lok

3. Amex points on spending 

4. Capitastar for its location at plaza sing

5. If i pay my credit card bill with ocbc i can get interest in my bank account

Bonus if everything works accoding to plan, there may even be free parking given that is triggered by the amount that u spend, cash vouchers, lucky draw, gss or some freebies to redeem. Its just mind boggling with so many different dimensions. All u need to do is just spend wisely but activity triggered by spending will keep u occupied

So question is what did i spend on? Just eating where, with which card and pay the card with what? Just one spending will do .... Hehe the art of spending.

Where, when, what, how, which card, why?

Plaza sing, promotion, eat, ocbc, amex, needs. 

Not so difficult to have a good time and make the money work harder

How to use united mileage plus

I can only fly to places in the north like bkk taipei Seoul and Japan. Another option is to fly to USA with united. Sigh so much hassle... Can't even use on sq

Surprisingly sin to aust one way is 17.5k sin to sea is also 17.5k

Sin to Seoul or tpe is 20k

Sin to Japan is 22.5k

Better use it for aust

Chinese New Year outside Malaysia

#1 - 2009 in Germany. Poor student does not deserve to travel anywhere.
#2 - 2011 in Japan. Honeymoon.
#3 - 2015 in Singapore. We made a conscious decision not to go anywhere because bb Sabrina is too young to travel during this crazy period. So stay put in sg. This place was deserted. Less cars on the road. Even the popular free car park along orchard road was still available after 1pm. We made comprehensive lunch/dinner plan.

So much tax relief in Singapore for Singaporean

Sometimes I wonder why Singaporeans complain?

There are so much relief to their personal income tax

1. Earn income relief
2. CPF relief
3. CPF voluntary contribution relief
4. Parenthood tax rebate if your child is Singaporean
5. Child relief
6. Maid levy relief if you have a maid for woman with child or old folks to care
7. Working mother child relief for woman if your child is Singaporean
8. Parent relief

And finally if the government is generous a one time rebate of the final income tax.

I wonder if there is any tax to be paid at all? No wonder people can afford to go holiday